I’ m dead serious that you’ re about to lose 50 dollars per ITEM every time credit counselor take something off your report to try to raise your score plus the monthly fees for working for you. It can add up to be a Lot money and they have no motiv…

A: It depends. Thirty percent of your FICO credit score is based on amounts owed, and that part of your score includes your credit- utilization rate, which is the amount charged on all your cards as a percentage of your total credit- card limits. So if…